Are Medicare and Medicaid the Same Thing?

In 2020, over 297 million people had health insurance in the US. This number is a drastic increase from the previous decades. 

However, over 30 million people are still without essential health benefits, making up nearly 10% of the country.

Since 1965, both Medicare and Medicaid have helped retirees and low-income families get the covered services to pay health care costs.

Because these services have similar names, many people confuse them. In short, Medicare is for adults 65 and older and for those with specific disabilities. 

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Medicaid is for anyone who qualifies. Although adults 65 and older can use both plans if eligible, someone on Medicaid cannot necessarily use Medicare.

Since these two programs are different, when should you look into each one?

Everything You Need to Know About Medicare

When you join Medicare, there are four options available within the program. Understanding these four parts of the program is the best way to get the most out of your medical coverage.

Part ARequired under Social SecurityHospital insurancePay deductibles and coinsurance
Part BRequired under Social SecurityMedical insurance for services and equipmentDoctors visitsOutpatient care
Part CMany people who qualify for Parts A and B can sign up for Part C if they want.HearingVisionDentalPrescription drugsPay out-of-pocket
Part DPrescription drug coveragePay out-of-pocketDeductiblesYearly copaymentsAvailable for those who don’t qualify for Part C’s prescription drug coverage

Essential Information About Medicaid

Medicaid services are an option for those who need the federal government and state-run health coverage but are below 65 years of age.

Since there is no age restriction on Medicaid eligibility, many people qualify who don’t already have insurance if they fall under the income threshold.

There are a few types of people who may qualify for Medicaid programs:

  • Adults over 65 who need additional coverage to their Medicare plan
  • Adults under 65 who fall under the income threshold and meet the qualifications for their state.
  • Children who do not have any health coverage (children’s health insurance program).

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Qualification for Medicaid coverage varies by state, but the type of coverage also varies. Medicaid is a federal and state-run program, which is why there are variations depending on your location.

Make sure you check the qualifications for your state. Depending on your location, you might receive coverage for the following:

  • Hospitalization
  • Laboratory services
  • X-rays
  • Doctor services
  • Family planning
  • Nursing services
  • Nursing facility services
  • Home healthcare for people eligible for nursing facility services
  • Clinic treatment
  • Pediatric and family nurse practitioner services
  • Midwife services

One of the most significant differences between Medicare and Medicaid is that the latter provides nursing home and personal care services, which Medicare doesn’t typically cover.

Which One is Best for You?

If you are of retirement age, you more than likely qualify for Medicare. One of the great things about Medicare is that you can pair it with Medicaid if you qualify in your state.

In other words, you don’t have to worry about a lack of coverage when you retire. Contact your local state office or visit their website to learn more.

Where To Find Senior Living Community Reviews

Over the last couple of years, you have found yourself doing more work than usual to help your aging loved ones. You’ve decided it’s time to look for a senior living facility, but you aren’t sure who to trust. Use this guide to learn about the two types of websites to find reviews and how to tell if they’re honest so you can find excellent assisted living communities near you.

Third-Party Review Sites

Third-party review sites (like Yelp!) are a great way to find objective reviews on senior living communities. When scouring these sources, you want to employ a method I like to call “The Good, The Bad, and The Ugly,” adopted from Clint Eastwood’s hit film, to help you find the perfect assisted living facility.

  • The Good–These five-star reviews praise the community and elaborate on specific aspects of care and life. These reviews should be 20-30% of the thoughts you read.
  • The Bad–These are the three-star reviews. Family members who rate a service three stars share good and bad things. These reviews should make up 40-60% of your readings.
  • The Ugly–These reviews are the worst of the worst. Please don’t spend too much time in this section since nobody has anything good to say, but don’t completely overlook it either. Ugly reviews can shed light on serious issues that might present themselves when you visit senior living facilities. Nonetheless, don’t spend more than 10-30% of your time reading these reviews.

When you implement this strategy on third-party reviews, you can synthesize the information and make an educated decision. But don’t stop there–visit the parent site for each assisted living community you consider.

The Parent Website

It’s essential to visit the assisted living facility’s website, so you can learn about the offered services and whether it’s a fit. While on this page, look for reviews, but take them with a grain of salt–companies traditionally only share raving reviews.

When looking at these reviews, pay close attention to ones that specify services and amenities–these will give you a clear indication of whether or not the review is credible and if the community fulfills its promises. 

How To Tell If Reviews Are Honest

The hardest part about this entire process is knowing whether you can trust a review. To help you harmonize dozens and hundreds of reviews, use these three tips:

  1. The General Consensus–Try to get a feel for how the general population using the specific community feel about their loved one’s treatment.
  2. Rating Average–Cross-reference the average rating with the reviews in that category, and that will give you a clear picture.
  3. Website Reputation–This tip is specifically for third-party reviews websites. If you find a review site you’ve never heard of and there aren’t many reviews available, don’t invest much time. Finding reputable reviews starts with a reputable site.

Conclusion

Finding the perfect independent living community is tough, but it doesn’t have to be impossible. With the right tools, you can quickly navigate the online community to find a new home for your aging loved one that improves everyone’s life.

If you’re in the Midwest, look for a Pivotal Health Care community near you. We have over 50 years of experience in the management of assisted living facilities, so we know what it takes to provide top-tier senior care. Schedule a tour with us today at the nearest location to take the next step into your future.

2021’s Best Gifts for Seniors

senior receiving a gift

There are thousands, if not millions, of options available every holiday shopping season. The sheer number of great gift ideas is overwhelming. You know you need to get something that can make life easier for your senior, but you don’t know what to get them. Here are four thoughtful gift ideas focused on safety, independence, and family.

Amazon Echo

Smart Homes made a significant impact in 2021. Smart homes have been around for years, but now that most Americans have smartphones, you can control everything in your home from your pocket. Coupled with smartphones, the Amazon Echo is an excellent tool for monitoring and maintaining your home.

Seniors can use the Echo for assistance, including:

  • Playing music
  • Searching the internet
  • Ordering goods on Amazon
  • Controlling lights, thermostat, windows, and security systems

The Amazon Echo is a wonderful gift for your senior to have independence with a nearby assistant.

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Non-Slip Socks

Every hour, seven seniors die by falling. Coordination and health typically decline once a person reaches 65 years of age. Non-slip socks are great gifts for seniors. Bombas makes excellent gripped socks to keep your family members on their feet instead of their backside. From their high-quality material to unique design, Bombas are committed to keeping you on your feet.

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Digital Photo Frame

As more and more people use their phones to take pictures, printed photo books are no longer as popular as they once were. However, finding photos on your phone and learning new technology is tedious and challenging. A digital photo frame like View Clix is a great tool to share precious memories with your loved ones.

With View Clix, you can send images, keep a scrolling photo album, and video chat. It is made specifically for seniors, so the tool is simple to use and always on. View Clix is compatible with virtually all devices, so it doesn’t matter if you have Apple or Android. This digital photo frame and video chat service is the perfect way to keep your family together and share sweet moments with future generations.

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DIY Meal Delivery

One of the best things about 2021 is the simplification of cooking. Over the last several years, more and more meal delivery services have been popping up and making dinner time simpler for families across America. Everything about this process is easy. Regardless of which service you use, you order your meals online and the business sends your uncooked food in a safe box outfitted to keep your food cold. Once you receive your food, you have everything you need to make an easy breakfast, lunch, and dinner. Each shipment comes with a recipe card and all of your necessary ingredients. Services like HelloFresh and Home Chef keep seniors from running hours of errands at the grocery store and from having to carry the groceries into the house.

Conclusion

When you buy an Amazon Echo, Bombas socks, a digital photo album like View Clix, and a medical alert system, you are purchasing the very things your older loved ones need to stay safe. These gifts are as every much thoughtful as they are helpful and preventative. Buy safety and care this holiday season for your elderly family member.

Easy DIY Costumes for Seniors

Easy DIY Costumes for Seniors

Halloween season is upon us and stores are filled with costumes for you to choose from. However, you don’t really want to spend money on costumes you will only wear once for a little while with your grandchildren. Make your own costumes using things around the house and from your closet.

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5 Easy Halloween Costumes

Farmer

Farmers are a classic Halloween costume. Not only are they easily recognizable, but they are also easy to create with a few things at home.

Here’s what you need for your farmer costume:

  • Overalls
  • Boots
  • Flannel or plaid shirt
  • Handkerchief or bandana
  • Hat
  • Shovel or pitchfork (optional)

For this costume, all you have to do is get dressed and carry a few items around. You can save money and be super comfortable. Who doesn’t love a pair of overalls and flannel?

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Couples Costume: Popeye and Olive Oyl

For those of you looking to match your significant other, there are several options available. It’s normal for people to feel silly dressing up on their own, but when you can get dressed up and match someone, it becomes much more fun. Dressing up as Popeye and Olive Oyl is a classic Halloween costume with nostalgic roots for many seniors.

It’s incredibly easy to dress up at home. Here’s what you need for your costume:

Popeye

  • Jeans
  • Brown shoes
  • Black t-shirt
  • Red bandana
  • Captain’s hat
  • Pipe

Olive Oyl

  • Brown shoes
  • Black skirt
  • Red blouse

This costume is sure to get some smiles and may even win you a costume contest. Other options for couples’ Halloween costumes include Princess Peach and Mario, Oil and Vinegar, and Salt and Pepper.

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Milburn Pennybags

Milburn Pennybags, lovingly known as Mr. Monopoly is a great Halloween costume that is a surefire way to get a conversation started.

Here is what you need to look like the famous board game character:

  • Black suit jacket
  • Black pants or blue pants
  • White dress shirt
  • Red tie
  • Wooden cane
  • Iconic white mustache (real or fake)
  • Bag of money (optional)

If you notice, we didn’t mention a monocle, and that’s because Mr. Pennybags never officially wore a monocle. This Mandela Effect has confounded people for decades, but it is true. Wearing a monocle might look right, but it certainly wouldn’t be authentic.

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Punny Costume

Everyone loves puns. And there is nothing better than seeing the look of realization on people’s faces when they get your joke. This Halloween, try a clever costume and see how many of your family and friends get your joke.

Here’s what you need for this Halloween costume:

Breadwinner

  • T-shirt
  • Gold medal
  • Loaf of bread

Chip on Your Shoulder

  • T-shirt (color to match the color of the chip bag)
  • Bag of chips

Smarty Pants

  • Pants
  • Smarty candy

*You can use hot glue or scotch tape for each of these costumes to hold it together

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This Halloween, don’t settle for what you can find in stores. Nothing brings more joy and smiles than well-crafted DIY Halloween costumes. With these easy costumes, you are sure to spend more time with your family and friends and less time picking out a costume.

3 Best Dog Breeds for Older Adults

Dog’s are called “man’s best friend” for a reason. They are loyal companions who show unwavering love to their owners. Similar to people, there are thousands of breeds with a variety of personality traits. Some dogs are better with children. Others require a more active lifestyle. There are dog breeds for seniors that would be especially great for you. 

As you are looking for your next best friend, consider adopting a dog with the right energy level, manageable cleanliness, and a friendly personality.

What to Look For in Dog Breeds for Seniors

Dogs have an array of personality traits. It’s important to know what you are looking for in a dog before you start shopping. You need to consider the energy level, cleanliness, and friendliness of your next companion.

  • Energy Level: It’s essential to know the energy level you can handle with a dog. If you walk in the mornings and evenings, a more active breed will fit your lifestyle.
  • Cleanliness: Cleanliness is essential. Hypoallergenic and noshed breeds are great options to consider.
  • Friendliness: Most people want friendly dogs. It is crucial to consider the balance you desire between warm and protective.

Once you’ve considered the kind of personality and energy level you want in your companion, it’s time to start looking into breeds that fit your lifestyle and requirements.

3 Best Dog Breeds for Seniors

The Cavalier King Charles Spaniel, Pembroke Welsh Corgi, and West Highland White Terrier have proven to be the best companions for seniors.

Cavalier King Charles Spaniel

These gentle lap dogs are an excellent choice for seniors. They are considered a toy dog breed and come in at 13” tall and weigh between 13-18 pounds. With a 12-15 year life expectancy, these pups will be your best friend for a long time. This breed requires moderate exercise. They are easy to train and incredibly friendly with all people.

Pembroke Welsh Corgi

Corgis are easy to train and love daily walks and exercise. Their playfulness translates well to being great around other people. This breed is an excellent senior pet, standing 10-12” tall and weighing in at around 30 pounds. With their playful demeanor and low maintenance, you will enjoy spending time outside with your pup.

West Highland White Terrier

These happy, loyal, and entertaining dogs are a joy to watch and own. They are small too. These Terriers are 10-11” tall and weigh 15-20 pounds. They also live for a long time with a life expectancy of 13-15 years. These dogs have loud personalities and love to make you smile and laugh.

Conclusion

When looking for a new dog, it is essential to find one that fits your lifestyle. The best dogs for seniors are smaller, friendly, easy to maintain, and easily trained. These kinds of dogs are great senior pets and will be around for 10-15 years. 

If you are interested in adopting these breeds, continue your research at the American Kennel Club. They have excellent information on all breeds, so you can find the right companion.

Amazing Superfoods For Seniors

Over the last several years, there has been a bunch of talk about superfoods. Fitness gurus have encouraged people to eat quinoa, kale, ancient grains, and the list goes on. We know these foods have been around for some time, so why do they get a random burst of attention? Better yet, what even makes a superfood a superfood? And who are they good for?

First off, a superfood is a food that is incredibly high in nutrients, vitamins, and minerals. While there is no one food that provides your body with all the necessary vitamins, these foods are significantly higher in quality that other types of food.

 

Also, superfoods are great for everybody to eat! There really is no distinction in regard to who it is better for, but there are some considerations when thinking about your own personal health.

 

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Best Superfoods for Seniors

Nuts

One of the most chronic illnesses among seniors is cardiac health. While a lifelong habit of healthy eating is necessary to maintain a healthy heart, it is never too late to start. Nuts are an excellent way to introduce superfoods into your diet and improve heart health. Hazelnuts, walnuts, almonds, pecans, and many others are excellent sources of protein and will improve the health of your heart!

 

Dark, Leafy Greens

While bitter in taste to some, dark, leafy greens are excellent sources of nutrients and are incredibly versatile in the kitchen! You can easily have greens in a salad or as a side dish, but even better than that is you can have these greens in smoothies and breakfast drinks!

 

Greens are significantly high in folate, zinc, calcium, magnesium, and vitamins. These nutrients, among others, are shown to improve mental health among seniors! So not only are you eating deliciously healthy food, but you are also giving your brain the nutrients it requires to properly function!

 

Tea and Coffee

Yes, you read that right! You can still enjoy your hot morning and evening beverage without worrying about it’s health benefits! Tea and coffee provide your body with caffeine and vitamins to go through the day. This superfood is great because it can complement all other foods you are eating. Tea is famously known to be packed with vitamins and weight loss attributes! While coffee sometimes has a bad reputation for making people jittery and anxious when over-consumed, there are studies showing that caffeine, and coffee in general, helps improve your memory pathways.

 

When it comes to superfoods, there are a ridiculous number of options available! Studies are constantly being conducted on the best foods to eat and the nutritional value in different types of foods. One of the best ways to find what works for you is to consider your health, what you need to improve about your health, and implement the necessary foods into your diet!

 

Nowadays, there are so many culinary options available that you don’t need to feel blocked in with a super strict diet. So go out there and eat some greens, or nuts, or drink all the coffee in the world! Remember, they’re superfoods!

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7 Ways for Seniors to Improve Video Calls (Part 2)

In 2021, video calls are necessary for staying in touch with family and friends. That’s why it is so important that each call has the best possible quality. Following last month’s article, here are 3 more tips to improve your video calls: limit the number of people on your call, turn the volume up, and use Wi-Fi.

 

Limit the Number of People on the Call

One of the greatest difficulties with video calls is losing connection or having poor connection. This issue increases when the number of people on the call increases. If multiple people in one house are on the same call, they are each using Wi-Fi. Wi-Fi uses broadband signal—a set amount of signal sent out to the house to be used.
The more people using the Wi-Fi at the same time, the weaker the signal will be for each device since the broadband has to be split several ways. When this happens, it is very easy for calls to be dropped. The best way to improve call quality is to limit the number of devices connected to the Wi-Fi at the same time.

 

Use Wi-Fi Instead of Data

Speaking of Wi-Fi, using Wi-Fi instead of data allows for seamless streaming and service for the video calls. Data can easily go out due to location and telephone service, whereas Wi-Fi is more consistent, and should a problem occur, it is easier to fix.
If you have a limited data plan, most plans will run on slower speeds once the limit has been met. On Wi-Fi, cellular data is not used, so you do not have to worry about exceeding your data limit. The one caveat to this rule is that Wi-Fi does have limits depending on your internet provider. Before making video calls, make sure your local internet provider has a plan strong enough for video calls. The last thing you want is to make video calls and exceed your internet usage limit!

 

Turn the Volume Up

The last thing to do when speaking on a video call is to turn the volume up. Starting the call with the volume turned all the way up makes for easy listening and allows for proper adjustment afterwards.

One of the most difficult things about video calls is not being able to hear the person clearly. This problem can be solved by simply turning the volume all the way up. However, the use of volume should be adjusted to the setting and the user’s hearing ability. It would be rude and inappropriate to blast the volume when sitting in a restaurant or in the middle of a store.

 

Gone are the days of only being able to hear a loved one’s voice. In 2021, it is possible to hear and see your loved ones all the time because of technology. Technology has improved our lives in more ways than we can fathom. Let’s take advantage of these opportunities and connect with those closest to us.

3 Resolutions You Need to Add in 2020

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How to Select A Senior Living Community

by Judy Baxter, Marketing Director • Westchester Village of Lenexa

The action of MOVING evokes a variety of thoughts and emotions. Some people view it as an adventure and look forward to the change, but others prefer routine and consistency and are reluctant to change. Some moves are cross country, across town, down the street; to an apartment, to a house or to a senior living community.

The reasons to consider moving to a senior living community are many. They can range from the desire to downsize, freedom from home maintenance and repairs, costs, health concerns, death of a spouse, proximity to family, safety/security, longing for friendship and community. I welcome the opportunity to meet with individuals as they begin to explore the idea of senior living. During our discussions, I ask, “What are your priorities in selecting a senior living community?” Often times that question is met with a puzzled look and a shrug of shoulders. Another perspective is “At the end of the day as you evaluate the several communities visited, what will be the points of comparison between the communities?”  These points of comparison then become your priorities.

While priorities will vary from person to person, here are some common points of consideration in selecting a senior living community.

  1. Is the community a Continuing Care Retirement Community (CCRC)? A continuing care retirement community offers independent living, assisted living, short-term rehab, and long-term care. When you begin to need more assistance you are able to relocate to the appropriate level of care without the need to find a different community. Moving to a CCRC gives you and your family the security of knowing that your needs will be cared for in the future regardless of what the future holds.
  2. Financial model. Communities have different financial models ranging from monthly rentals to entrance deposits (oftentimes hundreds of thousands of dollars) with monthly fees.
  3. Location of community/proximity to family. Oftentimes individuals desire to live closer to family, medical community, church, etc.
  4. Right-size. Sometimes referred to as downsizing, this is selecting a residence with the space an individual uses on a daily basis (i.e. bedroom, bathroom, living room, dining area, and den), not the 4-bedroom house for the extended family’s annual visit. There is always a guest room within the community or a nearby hotel for occasional guests.
  5. Sense of Community. Living alone can lead to social isolation and seclusion. A community provides an engaging environment with peers and an opportunity for friendship.

These are just a few points to consider when selecting a senior living community. Remember this is a personal decision, and there are many great choices to select from!

Stretches to Relieve Back Pain (Part Two)

Part two of a four-part series on getting rid of back pain for good

This month we are focusing on strengthening our backs. This is a part of the body that often gets neglected. We experience much of the world from the front, and therefore we have a higher awareness of the function and form of our front body. Back muscles can also be challenging to isolate when doing strength exercises, and often other muscle groups step in to take over even when our aim is to strengthen the back. It is important to strengthen the back because the muscles of the back stabilize the spine, but also because the complementary muscles of the core tend to be stronger and the unequal balance of strength can lead to posture instability and pain. Give these exercises a try, and see how much better your back feels with some focused strength training!

 

Seated twist

This exercise focuses on strengthening your upper back. Sit on a stool, exercise ball, the floor, or backward on a chair so you don’t have anything behind you to get in the way. Bring your right hand behind your head with your right elbow pointing directly to the side. Roll your shoulders down your back and focus on maintaining a straight spine. Now twist back while thinking about pulling your right shoulder blade toward your left hip. You won’t really be twisting down toward your back hip, but visualizing that movement helps activate all the muscles along your back. Be sure to really think about using those muscles between your shoulder blades as this movement can be simply a mobilization exercise if you don’t focus on really utilizing the right muscles. Once you’ve gotten the movement figured out, contract back into the twist on an exhale and release to neutral on an inhale. Do five sets each side.

Need a bit more support during the exercise? If you are facing backward on the chair, you can hold onto to the back of the chair with your opposite hand for stability. You can also do this exercise in water or lying on your stomach. If you do decide to try it on your stomach, turn your head the direction you are twisting to avoid discomfort in the neck and make sure you aren’t using the muscles on the top of the shoulders that connect to the neck to pull you around but truly those muscles between the shoulder blades. If you’d like a challenge, try the twist on all fours in a tabletop position. It will add the benefit of balance and core stability. Word to the wise: stretch your wrists before and keep a blanket handy for under your knees!

 

Cactus heart opener

While seated in your chair and facing the front this time with your feet flat on the floor and spine erect, extend your elbows out to the side with your hands pointed up at a ninety-degree angle. This is the “cactus” pose. Now bring your attention to the muscles between your shoulder blades, and shorten that distance by activating those muscles and pulling your shoulder blades together. You should feel similar muscles activating as your seated twist, but it may be easier to isolate the right muscles and leave your upper trapezius out of the mix. This time, inhale as you extend your heart forward and elbows back; exhale as you release back to neutral. Do this one 10 times if you can. If it’s too strong of a stretch in your shoulders, bring your hands behind your head like you did in the first exercise. Feel free to try this one standing or in water as well.

If you’d like an added challenge that targets the same muscles, lay on your stomach with your hands on the ground in front of your shoulders. Press your upper body up with your hands, leaving your elbows bent. This is an extended cobra pose for anyone who practices yoga. From this position, feeling that great stretch across your front and the muscle activation along your back, try bringing your heart space forward, drawing your shoulder blades together and releasing a few times. You can even bring yourself up to your fingertips for more of a challenge. If you feel any pain in your lower back, bend your elbows more and bring your upper body closer to the ground.

 

Superman

This one says it all in the title! Lay your body flat on the ground with your arms extended in front of you. You may want a soft mat underneath you to take pressure off the ribcage and hip bones. Lift your arms and legs up the same time, really feeling that activation in your back. Lower and relax. Make sure you keep your head in a neutral position between your extended arms when you rise up to avoid straining the neck. Check as you do this exercise if you feel your glutes turn on, and if you don’t, turn them on! Our glutes are often disengaged and they are so important for keeping our hips stable and our back working the way it should!

 

Squats

If you didn’t feel your glutes before, now you’re going to. Come to a standing position with your feet hip-width apart and your toes pointing forward. Make sure your knees are tracking over your toes as you bend your knees. This will send your tailbone back so your spine is straight and your tailbone isn’t tucking under. You will find your back is in a slight forward diagonal. Check that your glutes are active and you have a straight line from your tailbone to the top of your head. This will require a bit of effort through the upper back to avoid hunching forward or opening through the chest.

To really get strengthening through the back, try your arms in a few different positions. Feel the difference in your body between arms directly in front of you, out to the side in cactus, or even extended over your head in the same diagonal line as your back. If you need to reduce the challenge, hold on to a wall or chair in front of you. Squat and straighten five times, really taking your time and focusing on form. If you want an additional challenge, come to a squat and raise and lower an inch from your bent position, pulsating with a small range of motion deep in your squat. This will wake up your legs and glutes for sure, offering your back the strong foundation it needs to maintain healthy posture during the day.

These exercises can be integrated into the stretching you are already doing. Try a couple of the stretches before strengthening to mobilize your body. Follow this with a few of the strengthener, and finish up with another stretch to cool down. You have several options so you can mix up your exercises each day while still working on the same goal. For the overachievers out there, really focus on engaging your core as you move through these exercises. We will be working on the core next month, but truly healthy movement involves the integration of all muscle groups working together. Practice daily and you will be thrilled with the results!